Total monthly cost of ownership
Cost to Own a Home in Kensett, Arkansas
A $92,000 home here costs
$847per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $473. The real number is $374 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Kensett against White County and Arkansas
| Measure | Kensett | White County |
|---|---|---|
| Median home value | $92,200 | $159,600 |
| Median property tax | $383 | $761 |
| Effective tax rate | 0.415% | 0.477% |
| Median gross rent | $683 | $806 |
| Population | 2,027 | 77,395 |
The weather behind that power bill
Kensett sits in White County, which averages a high of 93.0°F in its hottest month and a low of 30.0°F in its coldest, with 51.84" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,153 cooling and 3,287 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for White County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in White County
Common questions
How much does it cost to own a home in Kensett?
A $92,000 home in Kensett, Arkansas costs approximately $847 per month with 20% down at 6.66%. That is $473 principal and interest, $32 property tax, $69 homeowners insurance, $197 utilities and $77 set aside for maintenance.
What is the property tax rate in Kensett?
Kensett has an effective property tax rate of 0.415%, based on a median home value of $92,200 and median real estate taxes of $383. That is lower than the White County average of 0.477%.
What is the average home price in Kensett?
The median owner-occupied home value in Kensett, Arkansas is $92,200, against $159,600 across White County.
Is it cheaper to rent or buy in Kensett?
Median gross rent in Kensett is $683 a month, against $847 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Kensett — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.