Total monthly cost of ownership
Cost to Own a Home in Beebe, Arkansas
A $163,000 home here costs
$1,353per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $838. The real number is $515 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beebe against White County and Arkansas
| Measure | Beebe | White County |
|---|---|---|
| Median home value | $163,400 | $159,600 |
| Median property tax | $730 | $761 |
| Effective tax rate | 0.447% | 0.477% |
| Median gross rent | $774 | $806 |
| Population | 8,580 | 77,395 |
The weather behind that power bill
Beebe sits in White County, which averages a high of 93.0°F in its hottest month and a low of 30.0°F in its coldest, with 51.84" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,153 cooling and 3,287 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for White County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in White County
Common questions
How much does it cost to own a home in Beebe?
A $163,000 home in Beebe, Arkansas costs approximately $1,353 per month with 20% down at 6.66%. That is $838 principal and interest, $61 property tax, $122 homeowners insurance, $197 utilities and $136 set aside for maintenance.
What is the property tax rate in Beebe?
Beebe has an effective property tax rate of 0.447%, based on a median home value of $163,400 and median real estate taxes of $730. That is lower than the White County average of 0.477%.
What is the average home price in Beebe?
The median owner-occupied home value in Beebe, Arkansas is $163,400, against $159,600 across White County.
Is it cheaper to rent or buy in Beebe?
Median gross rent in Beebe is $774 a month, against $1,353 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beebe — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.