Cost to Own
United StatesWisconsinOutagamie CountyKaukauna Population 17,237 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kaukauna, Wisconsin

A $199,000 home here costs

$1,760

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,023. The real number is $737 higher every month — 72% more than the payment most buyers budget for.

Kaukauna median: $198,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $159,200 borrowed $1,023
Property tax1.656% effective rate for Kaukauna itself $275
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $51
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $166
Total monthly $1,760

Kaukauna against Outagamie County and Wisconsin

MeasureKaukaunaOutagamie County
Median home value$198,800$244,100
Median property tax$3,292$3,580
Effective tax rate1.656%1.467%
Median gross rent$988$998
Population17,237191,537

Kaukauna extends across 2 counties. Figures here use Outagamie County, where most of its housing sits.

The weather behind that power bill

Kaukauna sits in Outagamie County, which averages a high of 81.0°F in its hottest month and a low of 11.1°F in its coldest, with 31.61" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 508 cooling and 7,505 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Outagamie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Outagamie County

Full Outagamie County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Kaukauna?

A $199,000 home in Kaukauna, Wisconsin costs approximately $1,760 per month with 20% down at 6.66%. That is $1,023 principal and interest, $275 property tax, $51 homeowners insurance, $245 utilities and $166 set aside for maintenance.

What is the property tax rate in Kaukauna?

Kaukauna has an effective property tax rate of 1.656%, based on a median home value of $198,800 and median real estate taxes of $3,292. That is higher than the Outagamie County average of 1.467%.

What is the average home price in Kaukauna?

The median owner-occupied home value in Kaukauna, Wisconsin is $198,800, against $244,100 across Outagamie County.

Is it cheaper to rent or buy in Kaukauna?

Median gross rent in Kaukauna is $988 a month, against $1,760 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kaukauna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology