Cost to Own
United States › Wisconsin › Outagamie County › Kaukauna Population 17,237 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $683 a month in taxes, insurance, utilities and upkeep. See the full Outagamie County picture

Total monthly cost of ownership

Cost to Own a Home in Kaukauna, Wisconsin

A $199,000 home here costs

$1,785

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $76,500 a year.

P&I 62%Tax 15%Insurance 3%Utilities 11%Upkeep 9%

A standard mortgage calculator would have told you $1,102. The real number is $683 higher every month, 62% more than the payment most buyers budget for.

Compare Outagamie County with anywhere in America · full county breakdown

Kaukauna median: $198,800
Under 20% adds PMI
Freddie Mac PMMS
WI average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $159,200 borrowed $1,102
Property tax1.656% effective rate for Kaukauna itself $275
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $51
Electricity19.06ยข/kWh, Wisconsin residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $166
Total monthly $1,785

Kaukauna against Outagamie County and Wisconsin

MeasureKaukaunaOutagamie County
Median home value$198,800$244,100
Median property tax$3,292$3,580
Effective tax rate1.656%1.467%
Median gross rent$988$998
Population17,237191,537

Kaukauna extends across 2 counties. Figures here use Outagamie County, where most of its housing sits.

The weather behind that power bill

Kaukauna sits in Outagamie County, which averages a high of 81.0°F in its hottest month and a low of 11.1°F in its coldest, with 31.61" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 508 cooling and 7,505 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Outagamie County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Outagamie County

Full Outagamie County cost breakdown · Every county in Wisconsin

Talk to someone who works this market

These are Kaukauna averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Kaukauna every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Kaukauna I already own here and may sell

Common questions

How much does it cost to own a home in Kaukauna?

A $199,000 home in Kaukauna, Wisconsin costs approximately $1,785 per month with 20% down at 7.4%. That is $1,102 principal and interest, $275 property tax, $51 homeowners insurance, $191 utilities and $166 set aside for maintenance.

What is the property tax rate in Kaukauna?

Kaukauna has an effective property tax rate of 1.656%, based on a median home value of $198,800 and median real estate taxes of $3,292. That is higher than the Outagamie County average of 1.467%.

What is the average home price in Kaukauna?

The median owner-occupied home value in Kaukauna, Wisconsin is $198,800, against $244,100 across Outagamie County.

Is it cheaper to rent or buy in Kaukauna?

Median gross rent in Kaukauna is $988 a month, against $1,785 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Kaukauna?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Kaukauna, Wisconsin at today's rate takes a household income of roughly $76,500 a year. That covers the full $1,785 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kaukauna, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Wisconsin.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology