Cost to Own
United StatesWisconsinOutagamie CountyHortonville Population 3,180 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hortonville, Wisconsin

A $232,000 home here costs

$1,997

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,193. The real number is $805 higher every month — 67% more than the payment most buyers budget for.

Hortonville median: $231,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $185,600 borrowed $1,193
Property tax1.583% effective rate for Hortonville itself $306
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $60
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $193
Total monthly $1,997

Hortonville against Outagamie County and Wisconsin

MeasureHortonvilleOutagamie County
Median home value$231,700$244,100
Median property tax$3,668$3,580
Effective tax rate1.583%1.467%
Median gross rent$798$998
Population3,180191,537

The weather behind that power bill

Hortonville sits in Outagamie County, which averages a high of 81.0°F in its hottest month and a low of 11.1°F in its coldest, with 31.61" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 508 cooling and 7,505 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Outagamie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Outagamie County

Full Outagamie County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Hortonville?

A $232,000 home in Hortonville, Wisconsin costs approximately $1,997 per month with 20% down at 6.66%. That is $1,193 principal and interest, $306 property tax, $60 homeowners insurance, $245 utilities and $193 set aside for maintenance.

What is the property tax rate in Hortonville?

Hortonville has an effective property tax rate of 1.583%, based on a median home value of $231,700 and median real estate taxes of $3,668. That is higher than the Outagamie County average of 1.467%.

What is the average home price in Hortonville?

The median owner-occupied home value in Hortonville, Wisconsin is $231,700, against $244,100 across Outagamie County.

Is it cheaper to rent or buy in Hortonville?

Median gross rent in Hortonville is $798 a month, against $1,997 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hortonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology