Cost to Own
United StatesOklahomaRogers CountyJustice Population 1,601 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Justice, Oklahoma

A $215,000 home here costs

$1,832

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,105. The real number is $727 higher every month — 66% more than the payment most buyers budget for.

Justice median: $214,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $172,000 borrowed $1,105
Property tax0.844% effective rate for Justice itself $151
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $208
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $179
Total monthly $1,832

Justice against Rogers County and Oklahoma

MeasureJusticeRogers County
Median home value$214,900$222,200
Median property tax$1,814$1,739
Effective tax rate0.844%0.783%
Median gross rent$1,018
Population1,60197,235

The weather behind that power bill

Justice sits in Rogers County, which averages a high of 91.7°F in its hottest month and a low of 24.4°F in its coldest, with 45.92" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,781 cooling and 3,939 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Rogers County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Rogers County

Full Rogers County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Justice?

A $215,000 home in Justice, Oklahoma costs approximately $1,832 per month with 20% down at 6.66%. That is $1,105 principal and interest, $151 property tax, $208 homeowners insurance, $188 utilities and $179 set aside for maintenance.

What is the property tax rate in Justice?

Justice has an effective property tax rate of 0.844%, based on a median home value of $214,900 and median real estate taxes of $1,814. That is higher than the Rogers County average of 0.783%.

What is the average home price in Justice?

The median owner-occupied home value in Justice, Oklahoma is $214,900, against $222,200 across Rogers County.

Is it cheaper to rent or buy in Justice?

Rent data is not published for Justice at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Justice — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology