Total monthly cost of ownership
Cost to Own a Home in Bushyhead, Oklahoma
A $119,000 home here costs
$1,092per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $612. The real number is $481 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bushyhead against Rogers County and Oklahoma
| Measure | Bushyhead | Rogers County |
|---|---|---|
| Median home value | $118,800 | $222,200 |
| Median property tax | $933 | $1,739 |
| Effective tax rate | 0.785% | 0.783% |
| Median gross rent | $785 | $1,018 |
| Population | 1,253 | 97,235 |
The weather behind that power bill
Bushyhead sits in Rogers County, which averages a high of 91.7°F in its hottest month and a low of 24.4°F in its coldest, with 45.92" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,781 cooling and 3,939 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Rogers County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rogers County
Full Rogers County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Bushyhead?
A $119,000 home in Bushyhead, Oklahoma costs approximately $1,092 per month with 20% down at 6.66%. That is $612 principal and interest, $78 property tax, $115 homeowners insurance, $188 utilities and $99 set aside for maintenance.
What is the property tax rate in Bushyhead?
Bushyhead has an effective property tax rate of 0.785%, based on a median home value of $118,800 and median real estate taxes of $933. That is in line with the Rogers County average of 0.783%.
What is the average home price in Bushyhead?
The median owner-occupied home value in Bushyhead, Oklahoma is $118,800, against $222,200 across Rogers County.
Is it cheaper to rent or buy in Bushyhead?
Median gross rent in Bushyhead is $785 a month, against $1,092 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bushyhead — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.