Total monthly cost of ownership
Cost to Own a Home in Jones Valley, California
A $220,000 home here costs
$1,878per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,131. The real number is $747 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jones Valley against Shasta County and California
| Measure | Jones Valley | Shasta County |
|---|---|---|
| Median home value | $220,200 | $347,200 |
| Median property tax | $1,953 | $2,442 |
| Effective tax rate | 0.887% | 0.703% |
| Median gross rent | — | $1,267 |
| Population | 1,212 | 181,554 |
The weather behind that power bill
Jones Valley sits in Shasta County, which averages a high of 99.9°F in its hottest month and a low of 37.2°F in its coldest, with 33.52" of precipitation a year and 53% of it in a single three-month stretch. That climate drives 2,032 cooling and 2,576 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Shasta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Shasta County
Full Shasta County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Jones Valley?
A $220,000 home in Jones Valley, California costs approximately $1,878 per month with 20% down at 6.66%. That is $1,131 principal and interest, $163 property tax, $34 homeowners insurance, $367 utilities and $183 set aside for maintenance.
What is the property tax rate in Jones Valley?
Jones Valley has an effective property tax rate of 0.887%, based on a median home value of $220,200 and median real estate taxes of $1,953. That is higher than the Shasta County average of 0.703%.
What is the average home price in Jones Valley?
The median owner-occupied home value in Jones Valley, California is $220,200, against $347,200 across Shasta County.
Is it cheaper to rent or buy in Jones Valley?
Rent data is not published for Jones Valley at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jones Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.