Total monthly cost of ownership
Cost to Own a Home in Centerville CDP (Shasta County), California
A $547,000 home here costs
$4,049per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,812. The real number is $1,237 higher every month — 44% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Centerville CDP (Shasta County) against Shasta County and California
| Measure | Centerville CDP (Shasta County) | Shasta County |
|---|---|---|
| Median home value | $546,700 | $347,200 |
| Median property tax | $3,946 | $2,442 |
| Effective tax rate | 0.722% | 0.703% |
| Median gross rent | — | $1,267 |
| Population | 2,065 | 181,554 |
The weather behind that power bill
Centerville CDP (Shasta County) sits in Shasta County, which averages a high of 99.9°F in its hottest month and a low of 37.2°F in its coldest, with 33.52" of precipitation a year and 53% of it in a single three-month stretch. That climate drives 2,032 cooling and 2,576 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Shasta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Shasta County
Full Shasta County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Centerville CDP (Shasta County)?
A $547,000 home in Centerville CDP (Shasta County), California costs approximately $4,049 per month with 20% down at 6.66%. That is $2,812 principal and interest, $329 property tax, $85 homeowners insurance, $367 utilities and $456 set aside for maintenance.
What is the property tax rate in Centerville CDP (Shasta County)?
Centerville CDP (Shasta County) has an effective property tax rate of 0.722%, based on a median home value of $546,700 and median real estate taxes of $3,946. That is higher than the Shasta County average of 0.703%.
What is the average home price in Centerville CDP (Shasta County)?
The median owner-occupied home value in Centerville CDP (Shasta County), California is $546,700, against $347,200 across Shasta County.
Is it cheaper to rent or buy in Centerville CDP (Shasta County)?
Rent data is not published for Centerville CDP (Shasta County) at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Centerville CDP (Shasta County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.