Total monthly cost of ownership
Cost to Own a Home in Jersey Shore, Pennsylvania
A $149,000 home here costs
$1,409per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $766. The real number is $643 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jersey Shore against Lycoming County and Pennsylvania
| Measure | Jersey Shore | Lycoming County |
|---|---|---|
| Median home value | $148,500 | $195,600 |
| Median property tax | $2,483 | $2,647 |
| Effective tax rate | 1.672% | 1.353% |
| Median gross rent | $906 | $887 |
| Population | 4,133 | 113,570 |
The weather behind that power bill
Jersey Shore sits in Lycoming County, which averages a high of 84.8°F in its hottest month and a low of 20.1°F in its coldest, with 43.52" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 796 cooling and 5,774 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Lycoming County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lycoming County
Full Lycoming County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Jersey Shore?
A $149,000 home in Jersey Shore, Pennsylvania costs approximately $1,409 per month with 20% down at 6.66%. That is $766 principal and interest, $208 property tax, $50 homeowners insurance, $262 utilities and $124 set aside for maintenance.
What is the property tax rate in Jersey Shore?
Jersey Shore has an effective property tax rate of 1.672%, based on a median home value of $148,500 and median real estate taxes of $2,483. That is higher than the Lycoming County average of 1.353%.
What is the average home price in Jersey Shore?
The median owner-occupied home value in Jersey Shore, Pennsylvania is $148,500, against $195,600 across Lycoming County.
Is it cheaper to rent or buy in Jersey Shore?
Median gross rent in Jersey Shore is $906 a month, against $1,409 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jersey Shore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.