Cost to Own
United StatesPennsylvaniaLycoming CountyDuboistown Population 1,404 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Duboistown, Pennsylvania

A $188,000 home here costs

$1,658

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $967. The real number is $691 higher every month — 72% more than the payment most buyers budget for.

Duboistown median: $187,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $150,400 borrowed $967
Property tax1.340% effective rate for Duboistown itself $210
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $63
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $157
Total monthly $1,658

Duboistown against Lycoming County and Pennsylvania

MeasureDuboistownLycoming County
Median home value$187,700$195,600
Median property tax$2,516$2,647
Effective tax rate1.340%1.353%
Median gross rent$1,035$887
Population1,404113,570

The weather behind that power bill

Duboistown sits in Lycoming County, which averages a high of 84.8°F in its hottest month and a low of 20.1°F in its coldest, with 43.52" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 796 cooling and 5,774 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lycoming County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lycoming County

Full Lycoming County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Duboistown?

A $188,000 home in Duboistown, Pennsylvania costs approximately $1,658 per month with 20% down at 6.66%. That is $967 principal and interest, $210 property tax, $63 homeowners insurance, $262 utilities and $157 set aside for maintenance.

What is the property tax rate in Duboistown?

Duboistown has an effective property tax rate of 1.340%, based on a median home value of $187,700 and median real estate taxes of $2,516. That is lower than the Lycoming County average of 1.353%.

What is the average home price in Duboistown?

The median owner-occupied home value in Duboistown, Pennsylvania is $187,700, against $195,600 across Lycoming County.

Is it cheaper to rent or buy in Duboistown?

Median gross rent in Duboistown is $1,035 a month, against $1,658 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Duboistown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology