Cost to Own
United StatesLouisianaIberia ParishJeanerette Population 4,732 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Jeanerette, Louisiana

A $95,000 home here costs

$873

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $488. The real number is $385 higher every month — 79% more than the payment most buyers budget for.

Jeanerette median: $94,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,000 borrowed $488
Property tax0.315% effective rate for Jeanerette itself $25
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $86
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $79
Total monthly $873

Jeanerette against Iberia Parish and Louisiana

MeasureJeaneretteIberia Parish
Median home value$94,600$156,000
Median property tax$298$547
Effective tax rate0.315%0.351%
Median gross rent$787$891
Population4,73269,194

The weather behind that power bill

Jeanerette sits in Iberia Parish, which averages a high of 90.1°F in its hottest month and a low of 42.5°F in its coldest, with 66.79" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,558 cooling and 1,509 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Iberia Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Iberia Parish

Full Iberia Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Jeanerette?

A $95,000 home in Jeanerette, Louisiana costs approximately $873 per month with 20% down at 6.66%. That is $488 principal and interest, $25 property tax, $86 homeowners insurance, $195 utilities and $79 set aside for maintenance.

What is the property tax rate in Jeanerette?

Jeanerette has an effective property tax rate of 0.315%, based on a median home value of $94,600 and median real estate taxes of $298. That is lower than the Iberia Parish average of 0.351%.

What is the average home price in Jeanerette?

The median owner-occupied home value in Jeanerette, Louisiana is $94,600, against $156,000 across Iberia Parish.

Is it cheaper to rent or buy in Jeanerette?

Median gross rent in Jeanerette is $787 a month, against $873 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Jeanerette — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology