Total monthly cost of ownership
Cost to Own a Home in Delcambre, Louisiana
A $127,000 home here costs
$1,085per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $653. The real number is $432 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Delcambre against Iberia Parish and Louisiana
| Measure | Delcambre | Iberia Parish |
|---|---|---|
| Median home value | $126,600 | $156,000 |
| Median property tax | $199 | $547 |
| Effective tax rate | 0.157% | 0.351% |
| Median gross rent | $814 | $891 |
| Population | 2,400 | 69,194 |
Delcambre extends across 2 counties. Figures here use Iberia Parish, where most of its housing sits.
The weather behind that power bill
Delcambre sits in Iberia Parish, which averages a high of 90.1°F in its hottest month and a low of 42.5°F in its coldest, with 66.79" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,558 cooling and 1,509 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Iberia Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Iberia Parish
Full Iberia Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Delcambre?
A $127,000 home in Delcambre, Louisiana costs approximately $1,085 per month with 20% down at 6.66%. That is $653 principal and interest, $17 property tax, $115 homeowners insurance, $195 utilities and $106 set aside for maintenance.
What is the property tax rate in Delcambre?
Delcambre has an effective property tax rate of 0.157%, based on a median home value of $126,600 and median real estate taxes of $199. That is lower than the Iberia Parish average of 0.351%.
What is the average home price in Delcambre?
The median owner-occupied home value in Delcambre, Louisiana is $126,600, against $156,000 across Iberia Parish.
Is it cheaper to rent or buy in Delcambre?
Median gross rent in Delcambre is $814 a month, against $1,085 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Delcambre — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.