Total monthly cost of ownership
Cost to Own a Home in Jarrell, Texas
A $311,000 home here costs
$2,738per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,599. The real number is $1,139 higher every month — 71% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jarrell against Williamson County and Texas
| Measure | Jarrell | Williamson County |
|---|---|---|
| Median home value | $311,100 | $414,600 |
| Median property tax | $5,503 | $7,079 |
| Effective tax rate | 1.769% | 1.707% |
| Median gross rent | $1,860 | $1,720 |
| Population | 2,589 | 643,889 |
The weather behind that power bill
Jarrell sits in Williamson County, which averages a high of 96.8°F in its hottest month and a low of 36.2°F in its coldest, with 37.08" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,748 cooling and 1,949 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Williamson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Williamson County
Full Williamson County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Jarrell?
A $311,000 home in Jarrell, Texas costs approximately $2,738 per month with 20% down at 6.66%. That is $1,599 principal and interest, $458 property tax, $206 homeowners insurance, $216 utilities and $259 set aside for maintenance.
What is the property tax rate in Jarrell?
Jarrell has an effective property tax rate of 1.769%, based on a median home value of $311,100 and median real estate taxes of $5,503. That is higher than the Williamson County average of 1.707%.
What is the average home price in Jarrell?
The median owner-occupied home value in Jarrell, Texas is $311,100, against $414,600 across Williamson County.
Is it cheaper to rent or buy in Jarrell?
Median gross rent in Jarrell is $1,860 a month, against $2,738 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jarrell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.