Total monthly cost of ownership
Cost to Own a Home in Bartlett, Texas
A $181,000 home here costs
$1,581per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $931. The real number is $651 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bartlett against Williamson County and Texas
| Measure | Bartlett | Williamson County |
|---|---|---|
| Median home value | $181,300 | $414,600 |
| Median property tax | $1,976 | $7,079 |
| Effective tax rate | 1.090% | 1.707% |
| Median gross rent | $742 | $1,720 |
| Population | 1,758 | 643,889 |
Bartlett extends across 2 counties. Figures here use Williamson County, where most of its housing sits.
The weather behind that power bill
Bartlett sits in Williamson County, which averages a high of 96.8°F in its hottest month and a low of 36.2°F in its coldest, with 37.08" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,748 cooling and 1,949 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Williamson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Williamson County
Full Williamson County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Bartlett?
A $181,000 home in Bartlett, Texas costs approximately $1,581 per month with 20% down at 6.66%. That is $931 principal and interest, $164 property tax, $120 homeowners insurance, $216 utilities and $151 set aside for maintenance.
What is the property tax rate in Bartlett?
Bartlett has an effective property tax rate of 1.090%, based on a median home value of $181,300 and median real estate taxes of $1,976. That is lower than the Williamson County average of 1.707%.
What is the average home price in Bartlett?
The median owner-occupied home value in Bartlett, Texas is $181,300, against $414,600 across Williamson County.
Is it cheaper to rent or buy in Bartlett?
Median gross rent in Bartlett is $742 a month, against $1,581 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bartlett — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.