Total monthly cost of ownership
Cost to Own a Home in Hurst, Texas
A $288,000 home here costs
$2,455per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,481. The real number is $974 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hurst against Tarrant County and Texas
| Measure | Hurst | Tarrant County |
|---|---|---|
| Median home value | $287,600 | $294,100 |
| Median property tax | $3,930 | $5,211 |
| Effective tax rate | 1.366% | 1.772% |
| Median gross rent | $1,319 | $1,447 |
| Population | 39,912 | 2,135,743 |
The weather behind that power bill
Hurst sits in Tarrant County, which averages a high of 97.1°F in its hottest month and a low of 37.9°F in its coldest, with 38.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,125 cooling and 1,992 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Tarrant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tarrant County
Common questions
How much does it cost to own a home in Hurst?
A $288,000 home in Hurst, Texas costs approximately $2,455 per month with 20% down at 6.66%. That is $1,481 principal and interest, $328 property tax, $191 homeowners insurance, $216 utilities and $240 set aside for maintenance.
What is the property tax rate in Hurst?
Hurst has an effective property tax rate of 1.366%, based on a median home value of $287,600 and median real estate taxes of $3,930. That is lower than the Tarrant County average of 1.772%.
What is the average home price in Hurst?
The median owner-occupied home value in Hurst, Texas is $287,600, against $294,100 across Tarrant County.
Is it cheaper to rent or buy in Hurst?
Median gross rent in Hurst is $1,319 a month, against $2,455 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hurst — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.