Cost to Own
United StatesCaliforniaFresno CountyHuron Population 6,425 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Huron, California

A $237,000 home here costs

$1,929

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,218. The real number is $710 higher every month — 58% more than the payment most buyers budget for.

Huron median: $236,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $189,600 borrowed $1,218
Property tax0.552% effective rate for Huron itself $109
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $37
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $198
Total monthly $1,929

Huron against Fresno County and California

MeasureHuronFresno County
Median home value$236,500$362,600
Median property tax$1,305$2,704
Effective tax rate0.552%0.746%
Median gross rent$1,060$1,300
Population6,4251,012,152

The weather behind that power bill

Huron sits in Fresno County, which averages a high of 97.7°F in its hottest month and a low of 39.8°F in its coldest, with 10.99" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 2,209 cooling and 2,187 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Fresno County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fresno County

Full Fresno County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Huron?

A $237,000 home in Huron, California costs approximately $1,929 per month with 20% down at 6.66%. That is $1,218 principal and interest, $109 property tax, $37 homeowners insurance, $367 utilities and $198 set aside for maintenance.

What is the property tax rate in Huron?

Huron has an effective property tax rate of 0.552%, based on a median home value of $236,500 and median real estate taxes of $1,305. That is lower than the Fresno County average of 0.746%.

What is the average home price in Huron?

The median owner-occupied home value in Huron, California is $236,500, against $362,600 across Fresno County.

Is it cheaper to rent or buy in Huron?

Median gross rent in Huron is $1,060 a month, against $1,929 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Huron — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology