Cost to Own
United StatesWest VirginiaBrooke CountyHooverson Heights Population 2,156 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hooverson Heights, West Virginia

A $141,000 home here costs

$1,197

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $725. The real number is $472 higher every month — 65% more than the payment most buyers budget for.

Hooverson Heights median: $140,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $112,800 borrowed $725
Property tax0.520% effective rate for Hooverson Heights itself $61
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $74
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $118
Total monthly $1,197

Hooverson Heights against Brooke County and West Virginia

MeasureHooverson HeightsBrooke County
Median home value$140,700$127,700
Median property tax$731$690
Effective tax rate0.520%0.540%
Median gross rent$706$603
Population2,15622,053

The weather behind that power bill

Hooverson Heights sits in Brooke County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Brooke County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Brooke County

Full Brooke County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Hooverson Heights?

A $141,000 home in Hooverson Heights, West Virginia costs approximately $1,197 per month with 20% down at 6.66%. That is $725 principal and interest, $61 property tax, $74 homeowners insurance, $219 utilities and $118 set aside for maintenance.

What is the property tax rate in Hooverson Heights?

Hooverson Heights has an effective property tax rate of 0.520%, based on a median home value of $140,700 and median real estate taxes of $731. That is lower than the Brooke County average of 0.540%.

What is the average home price in Hooverson Heights?

The median owner-occupied home value in Hooverson Heights, West Virginia is $140,700, against $127,700 across Brooke County.

Is it cheaper to rent or buy in Hooverson Heights?

Median gross rent in Hooverson Heights is $706 a month, against $1,197 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hooverson Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology