Total monthly cost of ownership
Cost to Own a Home in Bethany, West Virginia
A $114,000 home here costs
$1,016per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $586. The real number is $430 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bethany against Brooke County and West Virginia
| Measure | Bethany | Brooke County |
|---|---|---|
| Median home value | $113,600 | $127,700 |
| Median property tax | $667 | $690 |
| Effective tax rate | 0.587% | 0.540% |
| Median gross rent | $675 | $603 |
| Population | 1,066 | 22,053 |
The weather behind that power bill
Bethany sits in Brooke County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Brooke County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Brooke County
Full Brooke County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Bethany?
A $114,000 home in Bethany, West Virginia costs approximately $1,016 per month with 20% down at 6.66%. That is $586 principal and interest, $56 property tax, $60 homeowners insurance, $219 utilities and $95 set aside for maintenance.
What is the property tax rate in Bethany?
Bethany has an effective property tax rate of 0.587%, based on a median home value of $113,600 and median real estate taxes of $667. That is higher than the Brooke County average of 0.540%.
What is the average home price in Bethany?
The median owner-occupied home value in Bethany, West Virginia is $113,600, against $127,700 across Brooke County.
Is it cheaper to rent or buy in Bethany?
Median gross rent in Bethany is $675 a month, against $1,016 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bethany — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.