Cost to Own
United StatesKansasBarton CountyHoisington Population 2,660 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hoisington, Kansas

A $79,000 home here costs

$877

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $406. The real number is $471 higher every month — 116% more than the payment most buyers budget for.

Hoisington median: $78,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $63,200 borrowed $406
Property tax2.348% effective rate for Hoisington itself $155
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $46
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $66
Total monthly $877

Hoisington against Barton County and Kansas

MeasureHoisingtonBarton County
Median home value$78,800$117,200
Median property tax$1,850$1,948
Effective tax rate2.348%1.662%
Median gross rent$848$742
Population2,66025,275

The weather behind that power bill

Hoisington sits in Barton County, which averages a high of 91.3°F in its hottest month and a low of 18.2°F in its coldest, with 27.3" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 1,320 cooling and 5,188 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Barton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Barton County

Full Barton County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Hoisington?

A $79,000 home in Hoisington, Kansas costs approximately $877 per month with 20% down at 6.66%. That is $406 principal and interest, $155 property tax, $46 homeowners insurance, $204 utilities and $66 set aside for maintenance.

What is the property tax rate in Hoisington?

Hoisington has an effective property tax rate of 2.348%, based on a median home value of $78,800 and median real estate taxes of $1,850. That is higher than the Barton County average of 1.662%.

What is the average home price in Hoisington?

The median owner-occupied home value in Hoisington, Kansas is $78,800, against $117,200 across Barton County.

Is it cheaper to rent or buy in Hoisington?

Median gross rent in Hoisington is $848 a month, against $877 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hoisington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology