Cost to Own
United StatesKansasBarton CountyGreat Bend Population 14,596 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Great Bend, Kansas

A $119,000 home here costs

$1,153

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $612. The real number is $541 higher every month — 88% more than the payment most buyers budget for.

Great Bend median: $118,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $95,200 borrowed $612
Property tax1.702% effective rate for Great Bend itself $169
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $69
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $99
Total monthly $1,153

Great Bend against Barton County and Kansas

MeasureGreat BendBarton County
Median home value$118,700$117,200
Median property tax$2,020$1,948
Effective tax rate1.702%1.662%
Median gross rent$744$742
Population14,59625,275

The weather behind that power bill

Great Bend sits in Barton County, which averages a high of 91.3°F in its hottest month and a low of 18.2°F in its coldest, with 27.3" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 1,320 cooling and 5,188 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Barton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Barton County

Full Barton County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Great Bend?

A $119,000 home in Great Bend, Kansas costs approximately $1,153 per month with 20% down at 6.66%. That is $612 principal and interest, $169 property tax, $69 homeowners insurance, $204 utilities and $99 set aside for maintenance.

What is the property tax rate in Great Bend?

Great Bend has an effective property tax rate of 1.702%, based on a median home value of $118,700 and median real estate taxes of $2,020. That is higher than the Barton County average of 1.662%.

What is the average home price in Great Bend?

The median owner-occupied home value in Great Bend, Kansas is $118,700, against $117,200 across Barton County.

Is it cheaper to rent or buy in Great Bend?

Median gross rent in Great Bend is $744 a month, against $1,153 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Great Bend — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology