Total monthly cost of ownership
Cost to Own a Home in Hebron, Pennsylvania
A $166,000 home here costs
$1,541per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $66,000 a year.
A standard mortgage calculator would have told you $905. The real number is $636 higher every month, 70% more than the payment most buyers budget for.
Compare Lebanon County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Hebron from a five-year rolling sample, and with about 1,038 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Lebanon County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hebron against Lebanon County and Pennsylvania
| Measure | Hebron | Lebanon County |
|---|---|---|
| Median home value | $165,900 | $227,300 |
| Median property tax | $2,354 | $3,180 |
| Effective tax rate | 1.419% | 1.399% |
| Median gross rent | — | $1,087 |
| Population | 1,038 | 143,592 |
The weather behind that power bill
Hebron sits in Lebanon County, which averages a high of 84.4°F in its hottest month and a low of 22.0°F in its coldest, with 46.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 856 cooling and 5,456 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Lebanon County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lebanon County
Full Lebanon County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Hebron averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hebron every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Hebron I already own here and may sell
Common questions
How much does it cost to own a home in Hebron?
A $166,000 home in Hebron, Pennsylvania costs approximately $1,541 per month with 20% down at 7.24%. That is $905 principal and interest, $196 property tax, $55 homeowners insurance, $246 utilities and $138 set aside for maintenance.
What is the property tax rate in Hebron?
Hebron has an effective property tax rate of 1.419%, based on a median home value of $165,900 and median real estate taxes of $2,354. That is higher than the Lebanon County average of 1.399%.
What is the average home price in Hebron?
The median owner-occupied home value in Hebron, Pennsylvania is $165,900, against $227,300 across Lebanon County.
Is it cheaper to rent or buy in Hebron?
Rent data is not published for Hebron at this level of detail.
What salary do you need to buy a home in Hebron?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hebron, Pennsylvania at today's rate takes a household income of roughly $66,000 a year. That covers the full $1,541 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hebron, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.