Cost to Own
United StatesPennsylvaniaLebanon CountyHebron Population 1,038 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hebron, Pennsylvania

A $166,000 home here costs

$1,505

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $853. The real number is $652 higher every month — 76% more than the payment most buyers budget for.

Hebron median: $165,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $132,800 borrowed $853
Property tax1.419% effective rate for Hebron itself $196
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $55
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $138
Total monthly $1,505

Hebron against Lebanon County and Pennsylvania

MeasureHebronLebanon County
Median home value$165,900$227,300
Median property tax$2,354$3,180
Effective tax rate1.419%1.399%
Median gross rent$1,087
Population1,038143,592

The weather behind that power bill

Hebron sits in Lebanon County, which averages a high of 84.4°F in its hottest month and a low of 22.0°F in its coldest, with 46.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 856 cooling and 5,456 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lebanon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lebanon County

Full Lebanon County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Hebron?

A $166,000 home in Hebron, Pennsylvania costs approximately $1,505 per month with 20% down at 6.66%. That is $853 principal and interest, $196 property tax, $55 homeowners insurance, $262 utilities and $138 set aside for maintenance.

What is the property tax rate in Hebron?

Hebron has an effective property tax rate of 1.419%, based on a median home value of $165,900 and median real estate taxes of $2,354. That is higher than the Lebanon County average of 1.399%.

What is the average home price in Hebron?

The median owner-occupied home value in Hebron, Pennsylvania is $165,900, against $227,300 across Lebanon County.

Is it cheaper to rent or buy in Hebron?

Rent data is not published for Hebron at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hebron — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology