Cost to Own
United StatesIdahoTwin Falls CountyHansen Population 1,414 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hansen, Idaho

A $179,000 home here costs

$1,393

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $920. The real number is $473 higher every month — 51% more than the payment most buyers budget for.

Hansen median: $178,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $143,200 borrowed $920
Property tax0.736% effective rate for Hansen itself $110
Homeowners insuranceIdaho averages $884/yr (NAIC), or 0.233% of home value $35
Electricity12.35¢/kWh — Idaho residential average, EIA $111
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $149
Total monthly $1,393

Hansen against Twin Falls County and Idaho

MeasureHansenTwin Falls County
Median home value$178,600$292,700
Median property tax$1,314$1,951
Effective tax rate0.736%0.667%
Median gross rent$724$1,011
Population1,41492,121

The weather behind that power bill

Hansen sits in Twin Falls County, which averages a high of 88.4°F in its hottest month and a low of 20.1°F in its coldest, with 10.28" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 617 cooling and 6,387 heating degree days, which is what sets the $111 electricity line above.

See the full climate breakdown for Twin Falls County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Twin Falls County

Full Twin Falls County cost breakdown · Every county in Idaho

Common questions

How much does it cost to own a home in Hansen?

A $179,000 home in Hansen, Idaho costs approximately $1,393 per month with 20% down at 6.66%. That is $920 principal and interest, $110 property tax, $35 homeowners insurance, $179 utilities and $149 set aside for maintenance.

What is the property tax rate in Hansen?

Hansen has an effective property tax rate of 0.736%, based on a median home value of $178,600 and median real estate taxes of $1,314. That is higher than the Twin Falls County average of 0.667%.

What is the average home price in Hansen?

The median owner-occupied home value in Hansen, Idaho is $178,600, against $292,700 across Twin Falls County.

Is it cheaper to rent or buy in Hansen?

Median gross rent in Hansen is $724 a month, against $1,393 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hansen — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Idaho.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology