Cost to Own
United StatesIdahoTwin Falls CountyBuhl Population 4,624 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Buhl, Idaho

A $193,000 home here costs

$1,485

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $992. The real number is $493 higher every month — 50% more than the payment most buyers budget for.

Buhl median: $192,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $154,400 borrowed $992
Property tax0.720% effective rate for Buhl itself $116
Homeowners insuranceIdaho averages $884/yr (NAIC), or 0.233% of home value $37
Electricity12.35¢/kWh — Idaho residential average, EIA $111
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $161
Total monthly $1,485

Buhl against Twin Falls County and Idaho

MeasureBuhlTwin Falls County
Median home value$192,600$292,700
Median property tax$1,386$1,951
Effective tax rate0.720%0.667%
Median gross rent$1,265$1,011
Population4,62492,121

The weather behind that power bill

Buhl sits in Twin Falls County, which averages a high of 88.4°F in its hottest month and a low of 20.1°F in its coldest, with 10.28" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 617 cooling and 6,387 heating degree days, which is what sets the $111 electricity line above.

See the full climate breakdown for Twin Falls County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Twin Falls County

Full Twin Falls County cost breakdown · Every county in Idaho

Common questions

How much does it cost to own a home in Buhl?

A $193,000 home in Buhl, Idaho costs approximately $1,485 per month with 20% down at 6.66%. That is $992 principal and interest, $116 property tax, $37 homeowners insurance, $179 utilities and $161 set aside for maintenance.

What is the property tax rate in Buhl?

Buhl has an effective property tax rate of 0.720%, based on a median home value of $192,600 and median real estate taxes of $1,386. That is higher than the Twin Falls County average of 0.667%.

What is the average home price in Buhl?

The median owner-occupied home value in Buhl, Idaho is $192,600, against $292,700 across Twin Falls County.

Is it cheaper to rent or buy in Buhl?

Median gross rent in Buhl is $1,265 a month, against $1,485 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Buhl — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Idaho.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology