Total monthly cost of ownership
Cost to Own a Home in Hagan, Georgia
A $145,000 home here costs
$1,360per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $58,500 a year.
A standard mortgage calculator would have told you $791. The real number is $570 higher every month, 72% more than the payment most buyers budget for.
Compare Evans County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Hagan from a five-year rolling sample, and with about 1,466 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Evans County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hagan against Evans County and Georgia
| Measure | Hagan | Evans County |
|---|---|---|
| Median home value | $144,600 | $139,700 |
| Median property tax | $1,760 | $1,442 |
| Effective tax rate | 1.217% | 1.032% |
| Median gross rent | $792 | $720 |
| Population | 1,466 | 10,740 |
The weather behind that power bill
Hagan sits in Evans County, which averages a high of 92.3°F in its hottest month and a low of 37.5°F in its coldest, with 49.77" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,351 cooling and 1,910 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Evans County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Evans County
Talk to someone who works this market
These are Hagan averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hagan every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Hagan?
A $145,000 home in Hagan, Georgia costs approximately $1,360 per month with 20% down at 7.24%. That is $791 principal and interest, $147 property tax, $63 homeowners insurance, $239 utilities and $121 set aside for maintenance.
What is the property tax rate in Hagan?
Hagan has an effective property tax rate of 1.217%, based on a median home value of $144,600 and median real estate taxes of $1,760. That is higher than the Evans County average of 1.032%.
What is the average home price in Hagan?
The median owner-occupied home value in Hagan, Georgia is $144,600, against $139,700 across Evans County.
Is it cheaper to rent or buy in Hagan?
Median gross rent in Hagan is $792 a month, against $1,360 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Hagan?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hagan, Georgia at today's rate takes a household income of roughly $58,500 a year. That covers the full $1,360 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hagan, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.