Total monthly cost of ownership
Cost to Own a Home in Hagan, Georgia
A $145,000 home here costs
$1,287per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $745. The real number is $541 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hagan against Evans County and Georgia
| Measure | Hagan | Evans County |
|---|---|---|
| Median home value | $144,600 | $139,700 |
| Median property tax | $1,760 | $1,442 |
| Effective tax rate | 1.217% | 1.032% |
| Median gross rent | $792 | $720 |
| Population | 1,466 | 10,740 |
The weather behind that power bill
Hagan sits in Evans County, which averages a high of 92.3°F in its hottest month and a low of 37.5°F in its coldest, with 49.77" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,351 cooling and 1,910 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Evans County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Evans County
Common questions
How much does it cost to own a home in Hagan?
A $145,000 home in Hagan, Georgia costs approximately $1,287 per month with 20% down at 6.66%. That is $745 principal and interest, $147 property tax, $63 homeowners insurance, $210 utilities and $121 set aside for maintenance.
What is the property tax rate in Hagan?
Hagan has an effective property tax rate of 1.217%, based on a median home value of $144,600 and median real estate taxes of $1,760. That is higher than the Evans County average of 1.032%.
What is the average home price in Hagan?
The median owner-occupied home value in Hagan, Georgia is $144,600, against $139,700 across Evans County.
Is it cheaper to rent or buy in Hagan?
Median gross rent in Hagan is $792 a month, against $1,287 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hagan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.