Total monthly cost of ownership
Cost to Own a Home in Claxton, Georgia
A $152,000 home here costs
$1,330per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $781. The real number is $549 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Claxton against Evans County and Georgia
| Measure | Claxton | Evans County |
|---|---|---|
| Median home value | $152,300 | $139,700 |
| Median property tax | $1,750 | $1,442 |
| Effective tax rate | 1.149% | 1.032% |
| Median gross rent | $550 | $720 |
| Population | 2,439 | 10,740 |
The weather behind that power bill
Claxton sits in Evans County, which averages a high of 92.3°F in its hottest month and a low of 37.5°F in its coldest, with 49.77" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,351 cooling and 1,910 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Evans County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Evans County
Common questions
How much does it cost to own a home in Claxton?
A $152,000 home in Claxton, Georgia costs approximately $1,330 per month with 20% down at 6.66%. That is $781 principal and interest, $146 property tax, $66 homeowners insurance, $210 utilities and $127 set aside for maintenance.
What is the property tax rate in Claxton?
Claxton has an effective property tax rate of 1.149%, based on a median home value of $152,300 and median real estate taxes of $1,750. That is higher than the Evans County average of 1.032%.
What is the average home price in Claxton?
The median owner-occupied home value in Claxton, Georgia is $152,300, against $139,700 across Evans County.
Is it cheaper to rent or buy in Claxton?
Median gross rent in Claxton is $550 a month, against $1,330 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Claxton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.