Total monthly cost of ownership
Cost to Own a Home in Claxton, Georgia
A $152,000 home here costs
$1,406per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $60,000 a year.
A standard mortgage calculator would have told you $829. The real number is $577 higher every month, 70% more than the payment most buyers budget for.
Compare Evans County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Claxton from a five-year rolling sample, and with about 2,439 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Evans County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Claxton against Evans County and Georgia
| Measure | Claxton | Evans County |
|---|---|---|
| Median home value | $152,300 | $139,700 |
| Median property tax | $1,750 | $1,442 |
| Effective tax rate | 1.149% | 1.032% |
| Median gross rent | $550 | $720 |
| Population | 2,439 | 10,740 |
The weather behind that power bill
Claxton sits in Evans County, which averages a high of 92.3°F in its hottest month and a low of 37.5°F in its coldest, with 49.77" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,351 cooling and 1,910 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Evans County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Evans County
Talk to someone who works this market
These are Claxton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Claxton every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Claxton I already own here and may sell
Common questions
How much does it cost to own a home in Claxton?
A $152,000 home in Claxton, Georgia costs approximately $1,406 per month with 20% down at 7.24%. That is $829 principal and interest, $146 property tax, $66 homeowners insurance, $239 utilities and $127 set aside for maintenance.
What is the property tax rate in Claxton?
Claxton has an effective property tax rate of 1.149%, based on a median home value of $152,300 and median real estate taxes of $1,750. That is higher than the Evans County average of 1.032%.
What is the average home price in Claxton?
The median owner-occupied home value in Claxton, Georgia is $152,300, against $139,700 across Evans County.
Is it cheaper to rent or buy in Claxton?
Median gross rent in Claxton is $550 a month, against $1,406 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Claxton?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Claxton, Georgia at today's rate takes a household income of roughly $60,000 a year. That covers the full $1,406 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Claxton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.