Total monthly cost of ownership
Cost to Own a Home in Green Valley, Arizona
A $264,000 home here costs
$1,989per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,357. The real number is $632 higher every month — 47% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Green Valley against Pima County and Arizona
| Measure | Green Valley | Pima County |
|---|---|---|
| Median home value | $264,300 | $286,900 |
| Median property tax | $1,821 | $2,248 |
| Effective tax rate | 0.689% | 0.784% |
| Median gross rent | $1,135 | $1,154 |
| Population | 21,581 | 1,049,947 |
The weather behind that power bill
Green Valley sits in Pima County, which averages a high of 80.3°F in its hottest month and a low of 33.6°F in its coldest, with 19.91" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 616 cooling and 3,992 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Pima County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pima County
Common questions
How much does it cost to own a home in Green Valley?
A $264,000 home in Green Valley, Arizona costs approximately $1,989 per month with 20% down at 6.66%. That is $1,357 principal and interest, $152 property tax, $55 homeowners insurance, $205 utilities and $220 set aside for maintenance.
What is the property tax rate in Green Valley?
Green Valley has an effective property tax rate of 0.689%, based on a median home value of $264,300 and median real estate taxes of $1,821. That is lower than the Pima County average of 0.784%.
What is the average home price in Green Valley?
The median owner-occupied home value in Green Valley, Arizona is $264,300, against $286,900 across Pima County.
Is it cheaper to rent or buy in Green Valley?
Median gross rent in Green Valley is $1,135 a month, against $1,989 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Green Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.