Cost to Own
United StatesArizonaPima CountyDrexel Heights Population 27,636 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Drexel Heights, Arizona

A $233,000 home here costs

$1,786

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,198. The real number is $588 higher every month — 49% more than the payment most buyers budget for.

Drexel Heights median: $233,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $186,400 borrowed $1,198
Property tax0.723% effective rate for Drexel Heights itself $140
Homeowners insuranceArizona averages $917/yr (NAIC), or 0.252% of home value $49
Electricity15.23¢/kWh — Arizona residential average, EIA $137
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $194
Total monthly $1,786

Drexel Heights against Pima County and Arizona

MeasureDrexel HeightsPima County
Median home value$233,300$286,900
Median property tax$1,686$2,248
Effective tax rate0.723%0.784%
Median gross rent$1,285$1,154
Population27,6361,049,947

The weather behind that power bill

Drexel Heights sits in Pima County, which averages a high of 80.3°F in its hottest month and a low of 33.6°F in its coldest, with 19.91" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 616 cooling and 3,992 heating degree days, which is what sets the $137 electricity line above.

See the full climate breakdown for Pima County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pima County

Full Pima County cost breakdown · Every county in Arizona

Common questions

How much does it cost to own a home in Drexel Heights?

A $233,000 home in Drexel Heights, Arizona costs approximately $1,786 per month with 20% down at 6.66%. That is $1,198 principal and interest, $140 property tax, $49 homeowners insurance, $205 utilities and $194 set aside for maintenance.

What is the property tax rate in Drexel Heights?

Drexel Heights has an effective property tax rate of 0.723%, based on a median home value of $233,300 and median real estate taxes of $1,686. That is lower than the Pima County average of 0.784%.

What is the average home price in Drexel Heights?

The median owner-occupied home value in Drexel Heights, Arizona is $233,300, against $286,900 across Pima County.

Is it cheaper to rent or buy in Drexel Heights?

Median gross rent in Drexel Heights is $1,285 a month, against $1,786 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Drexel Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arizona.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology