Total monthly cost of ownership
Cost to Own a Home in Graniteville, South Carolina
A $104,000 home here costs
$920per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $535. The real number is $385 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Graniteville against Aiken County and South Carolina
| Measure | Graniteville | Aiken County |
|---|---|---|
| Median home value | $103,900 | $199,500 |
| Median property tax | $416 | $862 |
| Effective tax rate | 0.400% | 0.432% |
| Median gross rent | $960 | $1,031 |
| Population | 2,176 | 171,949 |
The weather behind that power bill
Graniteville sits in Aiken County, which averages a high of 90.8°F in its hottest month and a low of 35.6°F in its coldest, with 46.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,005 cooling and 2,383 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Aiken County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Aiken County
Full Aiken County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Graniteville?
A $104,000 home in Graniteville, South Carolina costs approximately $920 per month with 20% down at 6.66%. That is $535 principal and interest, $35 property tax, $50 homeowners insurance, $213 utilities and $87 set aside for maintenance.
What is the property tax rate in Graniteville?
Graniteville has an effective property tax rate of 0.400%, based on a median home value of $103,900 and median real estate taxes of $416. That is lower than the Aiken County average of 0.432%.
What is the average home price in Graniteville?
The median owner-occupied home value in Graniteville, South Carolina is $103,900, against $199,500 across Aiken County.
Is it cheaper to rent or buy in Graniteville?
Median gross rent in Graniteville is $960 a month, against $920 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Graniteville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.