Total monthly cost of ownership
Cost to Own a Home in Belvedere, South Carolina
A $120,000 home here costs
$1,044per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $617. The real number is $427 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belvedere against Aiken County and South Carolina
| Measure | Belvedere | Aiken County |
|---|---|---|
| Median home value | $120,400 | $199,500 |
| Median property tax | $669 | $862 |
| Effective tax rate | 0.556% | 0.432% |
| Median gross rent | $952 | $1,031 |
| Population | 5,458 | 171,949 |
The weather behind that power bill
Belvedere sits in Aiken County, which averages a high of 90.8°F in its hottest month and a low of 35.6°F in its coldest, with 46.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,005 cooling and 2,383 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Aiken County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Aiken County
Full Aiken County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Belvedere?
A $120,000 home in Belvedere, South Carolina costs approximately $1,044 per month with 20% down at 6.66%. That is $617 principal and interest, $56 property tax, $58 homeowners insurance, $213 utilities and $100 set aside for maintenance.
What is the property tax rate in Belvedere?
Belvedere has an effective property tax rate of 0.556%, based on a median home value of $120,400 and median real estate taxes of $669. That is higher than the Aiken County average of 0.432%.
What is the average home price in Belvedere?
The median owner-occupied home value in Belvedere, South Carolina is $120,400, against $199,500 across Aiken County.
Is it cheaper to rent or buy in Belvedere?
Median gross rent in Belvedere is $952 a month, against $1,044 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belvedere — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.