Cost to Own
United StatesWashingtonYakima CountyGrandview Population 11,042 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Grandview, Washington

A $233,000 home here costs

$1,793

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,198. The real number is $596 higher every month — 50% more than the payment most buyers budget for.

Grandview median: $232,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $186,400 borrowed $1,198
Property tax0.847% effective rate for Grandview itself $164
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $35
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $194
Total monthly $1,793

Grandview against Yakima County and Washington

MeasureGrandviewYakima County
Median home value$232,500$281,100
Median property tax$1,970$2,299
Effective tax rate0.847%0.818%
Median gross rent$1,058$1,068
Population11,042256,605

The weather behind that power bill

Grandview sits in Yakima County, which averages a high of 89.9°F in its hottest month and a low of 23.1°F in its coldest, with 8.01" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 606 cooling and 5,756 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Yakima County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Yakima County

Full Yakima County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Grandview?

A $233,000 home in Grandview, Washington costs approximately $1,793 per month with 20% down at 6.66%. That is $1,198 principal and interest, $164 property tax, $35 homeowners insurance, $202 utilities and $194 set aside for maintenance.

What is the property tax rate in Grandview?

Grandview has an effective property tax rate of 0.847%, based on a median home value of $232,500 and median real estate taxes of $1,970. That is higher than the Yakima County average of 0.818%.

What is the average home price in Grandview?

The median owner-occupied home value in Grandview, Washington is $232,500, against $281,100 across Yakima County.

Is it cheaper to rent or buy in Grandview?

Median gross rent in Grandview is $1,058 a month, against $1,793 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Grandview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology