Cost to Own
United StatesWashingtonYakima CountyAhtanum Population 3,570 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Ahtanum, Washington

A $293,000 home here costs

$2,235

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,506. The real number is $728 higher every month — 48% more than the payment most buyers budget for.

Ahtanum median: $293,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $234,400 borrowed $1,506
Property tax0.976% effective rate for Ahtanum itself $238
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $43
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $244
Total monthly $2,235

Ahtanum against Yakima County and Washington

MeasureAhtanumYakima County
Median home value$293,000$281,100
Median property tax$2,860$2,299
Effective tax rate0.976%0.818%
Median gross rent$1,486$1,068
Population3,570256,605

The weather behind that power bill

Ahtanum sits in Yakima County, which averages a high of 89.9°F in its hottest month and a low of 23.1°F in its coldest, with 8.01" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 606 cooling and 5,756 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Yakima County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Yakima County

Full Yakima County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Ahtanum?

A $293,000 home in Ahtanum, Washington costs approximately $2,235 per month with 20% down at 6.66%. That is $1,506 principal and interest, $238 property tax, $43 homeowners insurance, $202 utilities and $244 set aside for maintenance.

What is the property tax rate in Ahtanum?

Ahtanum has an effective property tax rate of 0.976%, based on a median home value of $293,000 and median real estate taxes of $2,860. That is higher than the Yakima County average of 0.818%.

What is the average home price in Ahtanum?

The median owner-occupied home value in Ahtanum, Washington is $293,000, against $281,100 across Yakima County.

Is it cheaper to rent or buy in Ahtanum?

Median gross rent in Ahtanum is $1,486 a month, against $2,235 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Ahtanum — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology