Cost to Own
United StatesMinnesotaWinona CountyGoodview Population 4,104 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Goodview, Minnesota

A $215,000 home here costs

$1,782

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,105. The real number is $677 higher every month — 61% more than the payment most buyers budget for.

Goodview median: $215,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $172,000 borrowed $1,105
Property tax1.026% effective rate for Goodview itself $184
Homeowners insuranceMinnesota averages $1,607/yr (NAIC), or 0.521% of home value $93
Electricity16.95¢/kWh — Minnesota residential average, EIA $152
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $179
Total monthly $1,782

Goodview against Winona County and Minnesota

MeasureGoodviewWinona County
Median home value$215,200$222,900
Median property tax$2,208$2,099
Effective tax rate1.026%0.942%
Median gross rent$884$866
Population4,10449,705

The weather behind that power bill

Goodview sits in Winona County, which averages a high of 85.4°F in its hottest month and a low of 10.5°F in its coldest, with 35.23" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 942 cooling and 6,788 heating degree days, which is what sets the $152 electricity line above.

See the full climate breakdown for Winona County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Winona County

Full Winona County cost breakdown · Every county in Minnesota

Common questions

How much does it cost to own a home in Goodview?

A $215,000 home in Goodview, Minnesota costs approximately $1,782 per month with 20% down at 6.66%. That is $1,105 principal and interest, $184 property tax, $93 homeowners insurance, $220 utilities and $179 set aside for maintenance.

What is the property tax rate in Goodview?

Goodview has an effective property tax rate of 1.026%, based on a median home value of $215,200 and median real estate taxes of $2,208. That is higher than the Winona County average of 0.942%.

What is the average home price in Goodview?

The median owner-occupied home value in Goodview, Minnesota is $215,200, against $222,900 across Winona County.

Is it cheaper to rent or buy in Goodview?

Median gross rent in Goodview is $884 a month, against $1,782 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Goodview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Minnesota.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology