Cost to Own
United StatesPennsylvaniaMontgomery CountyGlenside Population 7,941 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Glenside, Pennsylvania

A $380,000 home here costs

$3,158

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,954. The real number is $1,204 higher every month — 62% more than the payment most buyers budget for.

Glenside median: $380,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $304,000 borrowed $1,954
Property tax1.576% effective rate for Glenside itself $499
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $127
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $317
Total monthly $3,158

Glenside against Montgomery County and Pennsylvania

MeasureGlensideMontgomery County
Median home value$380,300$409,900
Median property tax$5,995$5,776
Effective tax rate1.576%1.409%
Median gross rent$1,435$1,612
Population7,941861,225

The weather behind that power bill

Glenside sits in Montgomery County, which averages a high of 86.0°F in its hottest month and a low of 20.3°F in its coldest, with 48.52" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 906 cooling and 5,475 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Montgomery County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Montgomery County

Full Montgomery County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Glenside?

A $380,000 home in Glenside, Pennsylvania costs approximately $3,158 per month with 20% down at 6.66%. That is $1,954 principal and interest, $499 property tax, $127 homeowners insurance, $262 utilities and $317 set aside for maintenance.

What is the property tax rate in Glenside?

Glenside has an effective property tax rate of 1.576%, based on a median home value of $380,300 and median real estate taxes of $5,995. That is higher than the Montgomery County average of 1.409%.

What is the average home price in Glenside?

The median owner-occupied home value in Glenside, Pennsylvania is $380,300, against $409,900 across Montgomery County.

Is it cheaper to rent or buy in Glenside?

Median gross rent in Glenside is $1,435 a month, against $3,158 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Glenside — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology