Total monthly cost of ownership
Cost to Own a Home in Fort Pierce South, Florida
A $211,000 home here costs
$1,748per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,085. The real number is $663 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fort Pierce South against St. Lucie County and Florida
| Measure | Fort Pierce South | St. Lucie County |
|---|---|---|
| Median home value | $211,100 | $305,800 |
| Median property tax | $1,868 | $2,893 |
| Effective tax rate | 0.885% | 0.946% |
| Median gross rent | $1,059 | $1,489 |
| Population | 4,686 | 346,237 |
The weather behind that power bill
Fort Pierce South sits in St. Lucie County, which averages a high of 90.3°F in its hottest month and a low of 51.2°F in its coldest, with 51.17" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 3,391 cooling and 418 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for St. Lucie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Lucie County
Full St. Lucie County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Fort Pierce South?
A $211,000 home in Fort Pierce South, Florida costs approximately $1,748 per month with 20% down at 6.66%. That is $1,085 principal and interest, $156 property tax, $127 homeowners insurance, $204 utilities and $176 set aside for maintenance.
What is the property tax rate in Fort Pierce South?
Fort Pierce South has an effective property tax rate of 0.885%, based on a median home value of $211,100 and median real estate taxes of $1,868. That is lower than the St. Lucie County average of 0.946%.
What is the average home price in Fort Pierce South?
The median owner-occupied home value in Fort Pierce South, Florida is $211,100, against $305,800 across St. Lucie County.
Is it cheaper to rent or buy in Fort Pierce South?
Median gross rent in Fort Pierce South is $1,059 a month, against $1,748 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fort Pierce South — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.