Total monthly cost of ownership
Cost to Own a Home in Fort Calhoun, Nebraska
A $272,000 home here costs
$2,360per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,398. The real number is $962 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fort Calhoun against Washington County and Nebraska
| Measure | Fort Calhoun | Washington County |
|---|---|---|
| Median home value | $271,600 | $278,300 |
| Median property tax | $4,475 | $4,106 |
| Effective tax rate | 1.648% | 1.475% |
| Median gross rent | $1,073 | $958 |
| Population | 1,246 | 20,989 |
The weather behind that power bill
Fort Calhoun sits in Washington County, which averages a high of 86.7°F in its hottest month and a low of 12.3°F in its coldest, with 28.26" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,014 cooling and 6,408 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington County
Full Washington County cost breakdown · Every county in Nebraska
Common questions
How much does it cost to own a home in Fort Calhoun?
A $272,000 home in Fort Calhoun, Nebraska costs approximately $2,360 per month with 20% down at 6.66%. That is $1,398 principal and interest, $374 property tax, $171 homeowners insurance, $190 utilities and $227 set aside for maintenance.
What is the property tax rate in Fort Calhoun?
Fort Calhoun has an effective property tax rate of 1.648%, based on a median home value of $271,600 and median real estate taxes of $4,475. That is higher than the Washington County average of 1.475%.
What is the average home price in Fort Calhoun?
The median owner-occupied home value in Fort Calhoun, Nebraska is $271,600, against $278,300 across Washington County.
Is it cheaper to rent or buy in Fort Calhoun?
Median gross rent in Fort Calhoun is $1,073 a month, against $2,360 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fort Calhoun — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nebraska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.