Total monthly cost of ownership
Cost to Own a Home in Blair, Nebraska
A $211,000 home here costs
$1,847per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,085. The real number is $763 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blair against Washington County and Nebraska
| Measure | Blair | Washington County |
|---|---|---|
| Median home value | $211,000 | $278,300 |
| Median property tax | $3,165 | $4,106 |
| Effective tax rate | 1.500% | 1.475% |
| Median gross rent | $941 | $958 |
| Population | 7,868 | 20,989 |
The weather behind that power bill
Blair sits in Washington County, which averages a high of 86.7°F in its hottest month and a low of 12.3°F in its coldest, with 28.26" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,014 cooling and 6,408 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington County
Full Washington County cost breakdown · Every county in Nebraska
Common questions
How much does it cost to own a home in Blair?
A $211,000 home in Blair, Nebraska costs approximately $1,847 per month with 20% down at 6.66%. That is $1,085 principal and interest, $264 property tax, $133 homeowners insurance, $190 utilities and $176 set aside for maintenance.
What is the property tax rate in Blair?
Blair has an effective property tax rate of 1.500%, based on a median home value of $211,000 and median real estate taxes of $3,165. That is higher than the Washington County average of 1.475%.
What is the average home price in Blair?
The median owner-occupied home value in Blair, Nebraska is $211,000, against $278,300 across Washington County.
Is it cheaper to rent or buy in Blair?
Median gross rent in Blair is $941 a month, against $1,847 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blair — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nebraska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.