Cost to Own
United StatesUtahWeber CountyFarr West Population 7,881 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Farr West, Utah

A $509,000 home here costs

$3,566

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,617. The real number is $950 higher every month — 36% more than the payment most buyers budget for.

Farr West median: $509,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $407,200 borrowed $2,617
Property tax0.624% effective rate for Farr West itself $265
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $76
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $424
Total monthly $3,566

Farr West against Weber County and Utah

MeasureFarr WestWeber County
Median home value$509,100$389,200
Median property tax$3,176$2,415
Effective tax rate0.624%0.621%
Median gross rent$756$1,269
Population7,881266,183

The weather behind that power bill

Farr West sits in Weber County, which averages a high of 86.8°F in its hottest month and a low of 9.5°F in its coldest, with 30.64" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 267 cooling and 7,788 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Weber County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Weber County

Full Weber County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Farr West?

A $509,000 home in Farr West, Utah costs approximately $3,566 per month with 20% down at 6.66%. That is $2,617 principal and interest, $265 property tax, $76 homeowners insurance, $185 utilities and $424 set aside for maintenance.

What is the property tax rate in Farr West?

Farr West has an effective property tax rate of 0.624%, based on a median home value of $509,100 and median real estate taxes of $3,176. That is in line with the Weber County average of 0.621%.

What is the average home price in Farr West?

The median owner-occupied home value in Farr West, Utah is $509,100, against $389,200 across Weber County.

Is it cheaper to rent or buy in Farr West?

Median gross rent in Farr West is $756 a month, against $3,566 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Farr West — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology