Cost to Own
United StatesPennsylvaniaDauphin CountyElizabethville Population 1,583 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Elizabethville, Pennsylvania

A $169,000 home here costs

$1,478

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $869. The real number is $609 higher every month — 70% more than the payment most buyers budget for.

Elizabethville median: $168,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $135,200 borrowed $869
Property tax1.063% effective rate for Elizabethville itself $150
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $56
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $141
Total monthly $1,478

Elizabethville against Dauphin County and Pennsylvania

MeasureElizabethvilleDauphin County
Median home value$168,900$222,300
Median property tax$1,795$3,171
Effective tax rate1.063%1.426%
Median gross rent$670$1,153
Population1,583287,484

The weather behind that power bill

Elizabethville sits in Dauphin County, which averages a high of 83.7°F in its hottest month and a low of 20.0°F in its coldest, with 50.85" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 642 cooling and 5,860 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Dauphin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dauphin County

Full Dauphin County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Elizabethville?

A $169,000 home in Elizabethville, Pennsylvania costs approximately $1,478 per month with 20% down at 6.66%. That is $869 principal and interest, $150 property tax, $56 homeowners insurance, $262 utilities and $141 set aside for maintenance.

What is the property tax rate in Elizabethville?

Elizabethville has an effective property tax rate of 1.063%, based on a median home value of $168,900 and median real estate taxes of $1,795. That is lower than the Dauphin County average of 1.426%.

What is the average home price in Elizabethville?

The median owner-occupied home value in Elizabethville, Pennsylvania is $168,900, against $222,300 across Dauphin County.

Is it cheaper to rent or buy in Elizabethville?

Median gross rent in Elizabethville is $670 a month, against $1,478 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Elizabethville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology