Total monthly cost of ownership
Cost to Own a Home in Elizabethtown, North Carolina
A $153,000 home here costs
$1,254per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $787. The real number is $468 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Elizabethtown against Bladen County and North Carolina
| Measure | Elizabethtown | Bladen County |
|---|---|---|
| Median home value | $153,400 | $125,800 |
| Median property tax | $976 | $1,137 |
| Effective tax rate | 0.636% | 0.904% |
| Median gross rent | $650 | $752 |
| Population | 3,294 | 29,591 |
The weather behind that power bill
Elizabethtown sits in Bladen County, which averages a high of 91.0°F in its hottest month and a low of 31.6°F in its coldest, with 53.28" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,865 cooling and 2,877 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Bladen County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bladen County
Full Bladen County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Elizabethtown?
A $153,000 home in Elizabethtown, North Carolina costs approximately $1,254 per month with 20% down at 6.66%. That is $787 principal and interest, $81 property tax, $55 homeowners insurance, $204 utilities and $128 set aside for maintenance.
What is the property tax rate in Elizabethtown?
Elizabethtown has an effective property tax rate of 0.636%, based on a median home value of $153,400 and median real estate taxes of $976. That is lower than the Bladen County average of 0.904%.
What is the average home price in Elizabethtown?
The median owner-occupied home value in Elizabethtown, North Carolina is $153,400, against $125,800 across Bladen County.
Is it cheaper to rent or buy in Elizabethtown?
Median gross rent in Elizabethtown is $650 a month, against $1,254 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Elizabethtown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.