Cost to Own
United StatesNorth CarolinaBladen CountyBladenboro Population 2,181 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bladenboro, North Carolina

A $90,000 home here costs

$864

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $463. The real number is $401 higher every month — 87% more than the payment most buyers budget for.

Bladenboro median: $89,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,000 borrowed $463
Property tax1.197% effective rate for Bladenboro itself $90
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $33
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $75
Total monthly $864

Bladenboro against Bladen County and North Carolina

MeasureBladenboroBladen County
Median home value$89,800$125,800
Median property tax$1,075$1,137
Effective tax rate1.197%0.904%
Median gross rent$646$752
Population2,18129,591

The weather behind that power bill

Bladenboro sits in Bladen County, which averages a high of 91.0°F in its hottest month and a low of 31.6°F in its coldest, with 53.28" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,865 cooling and 2,877 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Bladen County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bladen County

Full Bladen County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Bladenboro?

A $90,000 home in Bladenboro, North Carolina costs approximately $864 per month with 20% down at 6.66%. That is $463 principal and interest, $90 property tax, $33 homeowners insurance, $204 utilities and $75 set aside for maintenance.

What is the property tax rate in Bladenboro?

Bladenboro has an effective property tax rate of 1.197%, based on a median home value of $89,800 and median real estate taxes of $1,075. That is higher than the Bladen County average of 0.904%.

What is the average home price in Bladenboro?

The median owner-occupied home value in Bladenboro, North Carolina is $89,800, against $125,800 across Bladen County.

Is it cheaper to rent or buy in Bladenboro?

Median gross rent in Bladenboro is $646 a month, against $864 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bladenboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology