Total monthly cost of ownership
Cost to Own a Home in Eleanor, West Virginia
A $236,000 home here costs
$1,855per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,213. The real number is $641 higher every month — 53% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Eleanor against Putnam County and West Virginia
| Measure | Eleanor | Putnam County |
|---|---|---|
| Median home value | $236,400 | $214,200 |
| Median property tax | $1,219 | $1,235 |
| Effective tax rate | 0.516% | 0.577% |
| Median gross rent | $1,011 | $975 |
| Population | 1,655 | 57,250 |
The weather behind that power bill
Eleanor sits in Putnam County, which averages a high of 87.0°F in its hottest month and a low of 24.0°F in its coldest, with 39.48" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,154 cooling and 4,568 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Putnam County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Putnam County
Full Putnam County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Eleanor?
A $236,000 home in Eleanor, West Virginia costs approximately $1,855 per month with 20% down at 6.66%. That is $1,213 principal and interest, $101 property tax, $124 homeowners insurance, $219 utilities and $197 set aside for maintenance.
What is the property tax rate in Eleanor?
Eleanor has an effective property tax rate of 0.516%, based on a median home value of $236,400 and median real estate taxes of $1,219. That is lower than the Putnam County average of 0.577%.
What is the average home price in Eleanor?
The median owner-occupied home value in Eleanor, West Virginia is $236,400, against $214,200 across Putnam County.
Is it cheaper to rent or buy in Eleanor?
Median gross rent in Eleanor is $1,011 a month, against $1,855 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Eleanor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.