Cost to Own
United StatesAlabamaEscambia CountyEast Brewton Population 3,325 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Brewton, Alabama

A $87,000 home here costs

$830

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $447. The real number is $383 higher every month — 86% more than the payment most buyers budget for.

East Brewton median: $87,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $69,600 borrowed $447
Property tax0.440% effective rate for East Brewton itself $32
Homeowners insuranceAlabama averages $1,610/yr (NAIC), or 0.819% of home value $59
Electricity16.77¢/kWh — Alabama residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $73
Total monthly $830

East Brewton against Escambia County and Alabama

MeasureEast BrewtonEscambia County
Median home value$87,300$122,700
Median property tax$384$485
Effective tax rate0.440%0.395%
Median gross rent$753$709
Population3,32536,695

The weather behind that power bill

East Brewton sits in Escambia County, which averages a high of 89.4°F in its hottest month and a low of 37.8°F in its coldest, with 61.47" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,156 cooling and 1,932 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Escambia County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Escambia County

Full Escambia County cost breakdown · Every county in Alabama

Common questions

How much does it cost to own a home in East Brewton?

A $87,000 home in East Brewton, Alabama costs approximately $830 per month with 20% down at 6.66%. That is $447 principal and interest, $32 property tax, $59 homeowners insurance, $219 utilities and $73 set aside for maintenance.

What is the property tax rate in East Brewton?

East Brewton has an effective property tax rate of 0.440%, based on a median home value of $87,300 and median real estate taxes of $384. That is higher than the Escambia County average of 0.395%.

What is the average home price in East Brewton?

The median owner-occupied home value in East Brewton, Alabama is $87,300, against $122,700 across Escambia County.

Is it cheaper to rent or buy in East Brewton?

Median gross rent in East Brewton is $753 a month, against $830 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Brewton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Alabama.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology