Total monthly cost of ownership
Cost to Own a Home in Brewton, Alabama
A $144,000 home here costs
$1,320per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $56,500 a year.
A standard mortgage calculator would have told you $785. The real number is $535 higher every month, 68% more than the payment most buyers budget for.
Compare Escambia County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brewton against Escambia County and Alabama
| Measure | Brewton | Escambia County |
|---|---|---|
| Median home value | $144,400 | $122,700 |
| Median property tax | $751 | $485 |
| Effective tax rate | 0.520% | 0.395% |
| Median gross rent | $638 | $709 |
| Population | 5,232 | 36,695 |
The weather behind that power bill
Brewton sits in Escambia County, which averages a high of 89.4°F in its hottest month and a low of 37.8°F in its coldest, with 61.47" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,156 cooling and 1,932 heating degree days, which is what sets the $187 electricity line above.
See the full climate breakdown for Escambia County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Escambia County
Full Escambia County cost breakdown · Every county in Alabama
Talk to someone who works this market
These are Brewton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Brewton every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Brewton I already own here and may sell
Common questions
How much does it cost to own a home in Brewton?
A $144,000 home in Brewton, Alabama costs approximately $1,320 per month with 20% down at 7.24%. That is $785 principal and interest, $62 property tax, $98 homeowners insurance, $255 utilities and $120 set aside for maintenance.
What is the property tax rate in Brewton?
Brewton has an effective property tax rate of 0.520%, based on a median home value of $144,400 and median real estate taxes of $751. That is higher than the Escambia County average of 0.395%.
What is the average home price in Brewton?
The median owner-occupied home value in Brewton, Alabama is $144,400, against $122,700 across Escambia County.
Is it cheaper to rent or buy in Brewton?
Median gross rent in Brewton is $638 a month, against $1,320 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Brewton?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Brewton, Alabama at today's rate takes a household income of roughly $56,500 a year. That covers the full $1,320 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brewton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Alabama.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.