Total monthly cost of ownership
Cost to Own a Home in DuBois, Pennsylvania
A $115,000 home here costs
$1,101per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $591. The real number is $510 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
DuBois against Clearfield County and Pennsylvania
| Measure | DuBois | Clearfield County |
|---|---|---|
| Median home value | $114,900 | $125,000 |
| Median property tax | $1,361 | $1,488 |
| Effective tax rate | 1.185% | 1.190% |
| Median gross rent | $848 | $788 |
| Population | 7,449 | 78,902 |
The weather behind that power bill
DuBois sits in Clearfield County, which averages a high of 82.1°F in its hottest month and a low of 17.8°F in its coldest, with 40.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 491 cooling and 6,391 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Clearfield County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clearfield County
Full Clearfield County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in DuBois?
A $115,000 home in DuBois, Pennsylvania costs approximately $1,101 per month with 20% down at 6.66%. That is $591 principal and interest, $114 property tax, $38 homeowners insurance, $262 utilities and $96 set aside for maintenance.
What is the property tax rate in DuBois?
DuBois has an effective property tax rate of 1.185%, based on a median home value of $114,900 and median real estate taxes of $1,361. That is in line with the Clearfield County average of 1.190%.
What is the average home price in DuBois?
The median owner-occupied home value in DuBois, Pennsylvania is $114,900, against $125,000 across Clearfield County.
Is it cheaper to rent or buy in DuBois?
Median gross rent in DuBois is $848 a month, against $1,101 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for DuBois — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.