Total monthly cost of ownership
Cost to Own a Home in Curwensville, Pennsylvania
A $96,000 home here costs
$983per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $494. The real number is $489 higher every month — 99% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Curwensville against Clearfield County and Pennsylvania
| Measure | Curwensville | Clearfield County |
|---|---|---|
| Median home value | $95,700 | $125,000 |
| Median property tax | $1,383 | $1,488 |
| Effective tax rate | 1.445% | 1.190% |
| Median gross rent | $686 | $788 |
| Population | 2,544 | 78,902 |
The weather behind that power bill
Curwensville sits in Clearfield County, which averages a high of 82.1°F in its hottest month and a low of 17.8°F in its coldest, with 40.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 491 cooling and 6,391 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Clearfield County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clearfield County
Full Clearfield County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Curwensville?
A $96,000 home in Curwensville, Pennsylvania costs approximately $983 per month with 20% down at 6.66%. That is $494 principal and interest, $116 property tax, $32 homeowners insurance, $262 utilities and $80 set aside for maintenance.
What is the property tax rate in Curwensville?
Curwensville has an effective property tax rate of 1.445%, based on a median home value of $95,700 and median real estate taxes of $1,383. That is higher than the Clearfield County average of 1.190%.
What is the average home price in Curwensville?
The median owner-occupied home value in Curwensville, Pennsylvania is $95,700, against $125,000 across Clearfield County.
Is it cheaper to rent or buy in Curwensville?
Median gross rent in Curwensville is $686 a month, against $983 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Curwensville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.