Cost to Own
United StatesKansasButler CountyDouglass Population 1,523 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Douglass, Kansas

A $115,000 home here costs

$1,145

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $591. The real number is $554 higher every month — 94% more than the payment most buyers budget for.

Douglass median: $115,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $92,000 borrowed $591
Property tax1.951% effective rate for Douglass itself $187
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $67
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $96
Total monthly $1,145

Douglass against Butler County and Kansas

MeasureDouglassButler County
Median home value$115,300$199,600
Median property tax$2,250$2,918
Effective tax rate1.951%1.462%
Median gross rent$869$984
Population1,52367,916

The weather behind that power bill

Douglass sits in Butler County, which averages a high of 91.3°F in its hottest month and a low of 20.2°F in its coldest, with 38.67" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,575 cooling and 4,620 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Butler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Butler County

Full Butler County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Douglass?

A $115,000 home in Douglass, Kansas costs approximately $1,145 per month with 20% down at 6.66%. That is $591 principal and interest, $187 property tax, $67 homeowners insurance, $204 utilities and $96 set aside for maintenance.

What is the property tax rate in Douglass?

Douglass has an effective property tax rate of 1.951%, based on a median home value of $115,300 and median real estate taxes of $2,250. That is higher than the Butler County average of 1.462%.

What is the average home price in Douglass?

The median owner-occupied home value in Douglass, Kansas is $115,300, against $199,600 across Butler County.

Is it cheaper to rent or buy in Douglass?

Median gross rent in Douglass is $869 a month, against $1,145 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Douglass — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology