Total monthly cost of ownership
Cost to Own a Home in Augusta, Kansas
A $162,000 home here costs
$1,494per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $833. The real number is $661 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Augusta against Butler County and Kansas
| Measure | Augusta | Butler County |
|---|---|---|
| Median home value | $162,200 | $199,600 |
| Median property tax | $2,730 | $2,918 |
| Effective tax rate | 1.683% | 1.462% |
| Median gross rent | $950 | $984 |
| Population | 9,252 | 67,916 |
The weather behind that power bill
Augusta sits in Butler County, which averages a high of 91.3°F in its hottest month and a low of 20.2°F in its coldest, with 38.67" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,575 cooling and 4,620 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Butler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Butler County
Common questions
How much does it cost to own a home in Augusta?
A $162,000 home in Augusta, Kansas costs approximately $1,494 per month with 20% down at 6.66%. That is $833 principal and interest, $227 property tax, $94 homeowners insurance, $204 utilities and $135 set aside for maintenance.
What is the property tax rate in Augusta?
Augusta has an effective property tax rate of 1.683%, based on a median home value of $162,200 and median real estate taxes of $2,730. That is higher than the Butler County average of 1.462%.
What is the average home price in Augusta?
The median owner-occupied home value in Augusta, Kansas is $162,200, against $199,600 across Butler County.
Is it cheaper to rent or buy in Augusta?
Median gross rent in Augusta is $950 a month, against $1,494 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Augusta — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.