Cost to Own
United States › Georgia › Gwinnett County › Doraville Population 10,738 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
Before you budget for Doraville FEMA rates natural hazard risk in Gwinnett County Relatively High, with lightning its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Doraville, Georgia

A $298,000 home here costs

$2,461

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $105,500 a year.

P&I 66%Tax 9%Insurance 5%Utilities 10%Upkeep 10%

A standard mortgage calculator would have told you $1,625. The real number is $836 higher every month, 51% more than the payment most buyers budget for.

Compare Gwinnett County with anywhere in America · full county breakdown

Doraville median: $297,700
Under 20% adds PMI
Freddie Mac PMMS
GA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $238,400 borrowed $1,625
Property tax0.884% effective rate for Doraville itself $220
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $129
Electricity15.9ยข/kWh, Georgia residential average, EIA $171
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $248
Total monthly $2,461

Doraville against Gwinnett County and Georgia

MeasureDoravilleGwinnett County
Median home value$297,700$345,700
Median property tax$2,631$3,381
Effective tax rate0.884%0.978%
Median gross rent$1,661$1,713
Population10,738966,972

Doraville extends across 2 counties. Figures here use Gwinnett County, where most of its housing sits.

The weather behind that power bill

Doraville sits in Gwinnett County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $171 electricity line above.

See the full climate breakdown for Gwinnett County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Gwinnett County

Full Gwinnett County cost breakdown · Every county in Georgia

Talk to someone who works this market

These are Doraville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Doraville every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Doraville I already own here and may sell

Common questions

How much does it cost to own a home in Doraville?

A $298,000 home in Doraville, Georgia costs approximately $2,461 per month with 20% down at 7.24%. That is $1,625 principal and interest, $220 property tax, $129 homeowners insurance, $239 utilities and $248 set aside for maintenance.

What is the property tax rate in Doraville?

Doraville has an effective property tax rate of 0.884%, based on a median home value of $297,700 and median real estate taxes of $2,631. That is lower than the Gwinnett County average of 0.978%.

What is the average home price in Doraville?

The median owner-occupied home value in Doraville, Georgia is $297,700, against $345,700 across Gwinnett County.

Is it cheaper to rent or buy in Doraville?

Median gross rent in Doraville is $1,661 a month, against $2,461 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Doraville?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Doraville, Georgia at today's rate takes a household income of roughly $105,500 a year. That covers the full $2,461 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Doraville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Georgia.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology