Total monthly cost of ownership
Cost to Own a Home in Loganville, Georgia
A $322,000 home here costs
$2,657per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $114,000 a year.
A standard mortgage calculator would have told you $1,756. The real number is $901 higher every month, 51% more than the payment most buyers budget for.
Compare Gwinnett County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Loganville against Gwinnett County and Georgia
| Measure | Loganville | Gwinnett County |
|---|---|---|
| Median home value | $321,800 | $345,700 |
| Median property tax | $3,049 | $3,381 |
| Effective tax rate | 0.947% | 0.978% |
| Median gross rent | $1,480 | $1,713 |
| Population | 14,878 | 966,972 |
Loganville extends across 2 counties. Figures here use Gwinnett County, where most of its housing sits.
The weather behind that power bill
Loganville sits in Gwinnett County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Gwinnett County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Gwinnett County
Full Gwinnett County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Loganville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Loganville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Loganville I already own here and may sell
Common questions
How much does it cost to own a home in Loganville?
A $322,000 home in Loganville, Georgia costs approximately $2,657 per month with 20% down at 7.24%. That is $1,756 principal and interest, $254 property tax, $140 homeowners insurance, $239 utilities and $268 set aside for maintenance.
What is the property tax rate in Loganville?
Loganville has an effective property tax rate of 0.947%, based on a median home value of $321,800 and median real estate taxes of $3,049. That is lower than the Gwinnett County average of 0.978%.
What is the average home price in Loganville?
The median owner-occupied home value in Loganville, Georgia is $321,800, against $345,700 across Gwinnett County.
Is it cheaper to rent or buy in Loganville?
Median gross rent in Loganville is $1,480 a month, against $2,657 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Loganville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Loganville, Georgia at today's rate takes a household income of roughly $114,000 a year. That covers the full $2,657 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Loganville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.