Total monthly cost of ownership
Cost to Own a Home in Deshler, Ohio
A $102,000 home here costs
$1,014per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $524. The real number is $489 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Deshler against Henry County and Ohio
| Measure | Deshler | Henry County |
|---|---|---|
| Median home value | $101,500 | $166,000 |
| Median property tax | $1,466 | $1,954 |
| Effective tax rate | 1.444% | 1.177% |
| Median gross rent | $850 | $866 |
| Population | 1,746 | 27,581 |
The weather behind that power bill
Deshler sits in Henry County, which averages a high of 83.9°F in its hottest month and a low of 17.4°F in its coldest, with 37.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 827 cooling and 6,183 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Henry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Henry County
Common questions
How much does it cost to own a home in Deshler?
A $102,000 home in Deshler, Ohio costs approximately $1,014 per month with 20% down at 6.66%. That is $524 principal and interest, $123 property tax, $38 homeowners insurance, $243 utilities and $85 set aside for maintenance.
What is the property tax rate in Deshler?
Deshler has an effective property tax rate of 1.444%, based on a median home value of $101,500 and median real estate taxes of $1,466. That is higher than the Henry County average of 1.177%.
What is the average home price in Deshler?
The median owner-occupied home value in Deshler, Ohio is $101,500, against $166,000 across Henry County.
Is it cheaper to rent or buy in Deshler?
Median gross rent in Deshler is $850 a month, against $1,014 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Deshler — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.